Terms & Conditions and Privacy Policy – PassNISM.in

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE ENTERING THIS WEBSITE. This website is the property of PassNISM.in and has been hosted by or on behalf of PassNISM.in, and you agree that you will be allowed to access and use the website only if you agree to the terms and conditions as set out below along with the privacy policy of PassNISM.in.

In consideration of your use of the website services, you represent that you are of legal age to form a binding contract as per the applicable laws in your jurisdiction. By clicking on the enter button which follows this agreement (marked “I agree to the terms and conditions and the privacy policy”), you indicate acceptance of these terms, conditions, limitation of liability, and the privacy policy of PassNISM.in. Such acceptance may be on your own behalf, on behalf of a corporate entity you represent, or on behalf of a minor. By proceeding, you confirm that you have carefully read, understood, and agreed to be bound by all policies of PassNISM.in.

While using the website, you agree to provide accurate, current, and complete information (Personal Data), maintain and update such data, and take full responsibility for all activities under your account. PassNISM.in is committed to safeguarding your personal information using appropriate physical, electronic, and managerial procedures. However, when you are redirected to third-party payment gateways, PassNISM.in shall not be liable for any information you provide to such external platforms.

The website may contain links to third-party websites, applications, or content. These are not monitored or verified by PassNISM.in, and we are not responsible for their accuracy, privacy practices, or content. Any reliance on such third-party material is at your own risk. Cookies and tracking technologies may be used for analytics and advertising purposes, but such data remains anonymous and non-identifiable.

PassNISM.in reserves the right to modify or update these terms at any time without prior notice. Continued use of the website after changes implies acceptance of the updated terms. Users are advised to review the policies periodically. If you detect any unauthorized use of your account, you must notify PassNISM.in immediately. The platform is not liable for any losses arising from such misuse, though you may be held responsible for damages caused.

PassNISM.in reserves the right to discontinue or modify any aspect of the website at its sole discretion without notice. The form and nature of services may change over time, and while users may delete their content, copies may be retained for business or archival purposes. All trademarks, logos, and service marks on the platform are owned by PassNISM.in, and unauthorized use is strictly prohibited.

Users are permitted to view and use the website for non-commercial purposes only. Activities such as data mining, scraping, or automated access are prohibited. You agree not to misuse the platform for unsolicited communication or to create derivative works without permission. Premium users must complete tests within 30 days, after which unused credits expire unless extended at the discretion of PassNISM.in.

All information, content, and services on the website are provided “as-is” without warranties & Guarantee of any kind. PassNISM.in does not guarantee accuracy, completeness, or reliability of content and shall not be liable for any loss or damage resulting from its use. External links, advertisements, and third-party content are provided for convenience, and PassNISM.in does not endorse or take responsibility for them.

The practice tests and model exams available on PassNISM.in are designed to help users assess their preparation and are not substitutes for actual certification exams conducted by authorities such as NSE, BSE, or NISM. Passing these tests does not guarantee passing the real exam, and users are responsible for staying updated with syllabus changes and exam patterns.

Users submitting content must ensure that they have the rights to do so. PassNISM.in is not liable for copyright infringement caused by users, and any legal consequences shall be borne by the user. The platform reserves the right to terminate accounts violating copyright or other policies.

You agree that PassNISM.in shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the website. You agree to indemnify and hold harmless PassNISM.in and its affiliates from any claims, damages, or legal costs arising from your use of the website or violation of these terms.

These terms are governed by the laws of India, and courts in Gujarat shall have exclusive jurisdiction. Users agree not to engage in unlawful, abusive, misleading, or harmful activities on the website. PassNISM.in reserves the right to terminate access for violations without notice.

Any feedback, suggestions, or submissions provided by users become the exclusive property of PassNISM.in and may be used without compensation. These terms constitute the entire agreement between the user and PassNISM.in and override any prior agreements.